Figure Out Your Finances

HIV can pose financial challenges. Private health insurance plans, state Medicaid programs and Medicare vary in terms of what they cover and how easy it is to access care. A health insurance plan offered by the Affordable Care Act or care provided through the Ryan White HIV/AIDS Program may be an option. HIV/AIDS service organizations often have financial navigators, and many drug companies offer payment assistance programs.

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● Ask the right questions:

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 o Is there any reason to tell my employer and those I work with that I             have HIV?

 o Are there resources available to help me pay for my HIV medicines?